We Found Who Has the Cheapest Auto Insurance
When we decided it was time to get a new car, I never imagined how hard it was going to be. I’d lost my job a few years back and our credit had taken a hit. Despite that, we’d managed to save up a bit of money. I thought if we went to the dealer with a large enough down payment, they’d overlook our credit score and give us a decent interest rate.
I was wrong. That essentially left us with three options. One, we could put the money into our old car and get it fixed. That was a short-term fix because, honestly, that car was on its last legs. Or, wheel, ha ha. Two, we could use the money we had as a down payment on an older car but we didn’t want to do that because we were afraid that we’d only get a year or so out of it and still be paying off the loan when the car was already gone.
The third option was buy the new car at the horrible interest rate and try to pay it off as fast as we could. This was ultimately what we decided to do. We’d already scaled back a lot to save up the down payment in the first place so we just had to make sure we kept putting the same amount toward the car payment.
Of course, we also had to ask ourselves who has the cheapest auto insurance? Because insuring a new car was going to be more expensive that insuring our old one and we were trying to scrimp as much as we could. We could not afford something outrageous, it would just set us back.
What we did to find cheap auto insurance
We ended up making out pretty good. Thanks to the amazing insurance agent we found online here: http://www.whohasthecheapestautoinsurance.com, we were able to get a decent policy that didn’t completely ruin our budget. We decided to get a cheap car insurance no deposit insurance policy. We ended up paying off the car loan in 3 years instead of 5 and, here’s the best part, our credit is right back to where it was before I lost my job.
We can afford more expensive insurance now but I’ve been so happy with the policy that we decided to keep it. In fact, we’re actually thinking about buying a second car and part of the reason we can afford it is because of the great deal we got on our car insurance.